Arizona Mortgage Application Checklist
- Fully completed and signed Residential Loan Application
- Current paycheck stubs covering the most recent 30-day period.
- W-2's or 1099's and tax returns for the past two years.
- If you are self-employed, receive commission or have rental property: two years' tax returns with all schedules.
- Child support or alimony income: Divorce decrss identifying payer, amount and evidence of continuance for a minimum of three years. Provide evidence of receipt for most recent 12 months (i.e. cancelled checks or payment history from the court).
- Bank statements (all pages) for the most recent two month period for each account including: checking, saving, IRA's, 401K's, certificates of deposit, money market funds, and stock holdings.
- Provide name, address and telephone number for landlord(s) for the most recent 24 month period.
- Proceeds from real estate sold and closed: Provide copy of HUD-1 statement.
- Proceeds from pending real estate sale: Provide copy of listing agreement or contract with estimate of net proceeds to be used for new purchase.
- If obligated to pay child support or alimony, provide divorce decrees identifying amount of obligation.
- Previous bankruptcy: Provide copies of petition and bankruptcy schedule, along with bankruptcy discharge and explanation regarding circumstances leading to bankruptcy.
- VA loans only: DD214 and Certificate of Eligibility.
- Purchase Contract, if applicable.
- Additional Documentation if required.